Loan Rates

Loan Rates

As of July 24, 2026

APR = Annual Percentage Rate

Auto Loans | Recreational Loans| Personal Loans | Share Secured Loans

Mass Save Heat Loans 0.00% APR!

Auto Loans

Loan TypeTermAPR
New Auto 2023 – 202636 Months4.79%
48 Months4.89%
60 Months4.99%
72 Months5.09%
Auto 2020 – 202248 Months5.39%
60 Months5.49%
72 Months5.59%
Auto 2019 & Older48 Months7.24%
60 Months7.34%
72 Months7.44%

Recreational Loans

Loan TypeTermAPR
New Recreational (Titled)36 Months7.74%
48 Months7.84%
60 Months7.94%
72 Months8.04%
Used Recreational (Titled)36 Months8.24%
48 Months8.34%
60 Months8.44%
72 Months8.54%

Personal Loans

Loan TypeTermAPR
Personal (Maximum $10,000 )36 Months12.99%
60 Months14.99%

Share Secured Loans

Loan TypeTermAPR
Share Secured36 Months1.49%
72 Months2.99%

All rates are credit qualified and subject to change. Restrictions may apply.