Loan Rates

Loan Rates

As of November 21, 2025

APR = Annual Percentage Rate

Auto Loans | Recreational Loans| Personal Loans | Share Secured Loans

Mass Save Heat Loans 0.00% APR!

Auto Loans

Loan TypeTermAPR
New Auto 2022 – 202536 Months4.99%
48 Months5.09%
60 Months5.19%
72 Months5.29%
84 Months5.39%
Auto 2019 – 202160 Months5.69%
72 Months5.79%
Auto 2018 & Older 48 Months7.34%
60 Months7.44%
72 Months7.54%

Recreational Loans

Loan TypeTermAPR
New Recreational (Titled)36 Months7.49%
48 Months7.59%
60 Months7.69%
72 Months7.79%
Used Recreational (Titled)36 Months8.09%
48 Months8.30%
60 Months8.45%
72 Months8.65%

Personal Loans

Loan TypeTermAPR
Personal (Maximum $10,000 )36 Months12.99%
60 Months14.99%

Share Secured Loans

Loan TypeTermAPR
Share Secured36 Months1.49%
72 Months2.99%

All rates are credit qualified and subject to change. Restrictions may apply.