MyCom Federal Credit Union, your member owned financial institution, is committed to providing you with competitive products and services to meet your financial needs and help you reach your goals. We are equally committed to protecting the privacy of our members. Under federal law, we are required to give you this privacy notice. It describes our credit union’s privacy policy and practices concerning the personal information we collect and disclose about our members. It also includes information about the parties who receive personal and sometimes nonpublic information from us as we conduct the business of the credit union.
If after reading this notice you have questions, please contact us at (413) 442-6501 or e-mail to: info@mycomcu.org
What does the credit union do with your personal information?
Financial companies choose how they share your information. Federal Law gives members the right to limit some but not all sharing. Federal Law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
The types of personal information we collect and share depend on the Products or services you have with us. This information can include:
All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members personal information; the reasons MyCom Federal Credit Union chooses to share; and whether you can limit this sharing.
We may disclose all of the information we collect, as described above, as permitted by law.
| Reasons we can share your personal information | Does MyCom FCU Share? | Can you limit this sharing? |
|---|---|---|
| For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or reports to credit bureaus | Yes | No |
| For our marketing purposes – to offer products and services to you | Yes | Yes |
| For joint marketing with other financial companies | No | We don’t share |
| For our affiliates’ everyday business purposes – information about your transactions & experiences | No | We don’t share |
| For our affiliates’ every business purposes – information about your creditworthiness | No | We don’t share |
| For non-affiliates to market to you | No | We don’t share |
Questions? Call (413) 442-6501 or email us at info@mycomcu.org
MyCom Federal Credit Union
How does MyCom protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
We restrict access to nonpublic personal information about you to persons who need to know that personal information to provide products or services to you.
How does MyCom collect my personal information?
We collect your personal information when you:
We also collect your personal information from others such as credit bureaus, other companies.
In order for us to conduct the business of the credit union, we may disclose all of the information we collect, as described above, to nonaffiliated third parties for the purposes of processing and servicing transactions that you request or authorize.
We may also disclose nonpublic personal information about you under circumstances as permitted or required by law. These disclosures typically include information to process transactions on your behalf, conduct the operations of our credit union, follow your instructions as you authorize, or protect the security of our financial records.
To protect our member’s privacy, we only work with companies that agree to maintain strong confidentiality protections and limit the use of information we provide. We do not permit these companies to sell the information we provide to other third parties.
If you terminate your membership with MyCom Federal Credit Union, we will not share information we have collected about you, except as may be permitted or require by law.
We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic or procedural safeguards that comply with federal regulations to guard your nonpublic personal information.
MyCom Federal Credit Union is committed to protecting the privacy of its members. Members can help by following these simple guidelines: